In the medium-term, you can
generally expect that the only channels that you will be able to receive via clear QAM to be the channels that are offered on the very lowest tier of service, known in the industry as B1. This generally includes the local over-the-air broadcast channels, local public access channels, and maybe one or two "freebies". In my area, the freebie Comcast provides is Style.
For many people, this is already the case. For the vast majority of Comcast customers for whom this is not already the case, it will be the case by the end of the year, as Comcast brings its service offerings more in line with that of its strongest competitors, FiOS and DirecTV. This is already the case for FiOS, everywhere, and I believe DirecTV is
even more restrictive.
If you have higher tiers of service, such as expanded basic cable, Digital Economy, Digital Starter, etc., then you will need to ensure whatever host device (television, PC tuner card, or
DVR) you use is capable of supporting the standards that the industry put in place to comply with federal regulations for separable security. Your safest bet is to look for the following logo, which indicates a device that complies with the requirements:
More generally, you need to be sure that the host devices (television, PC tuner cards, or DVRs) that you purchase are at least CableCARD-compatible. That, at least, will ensure you can tune in all the linear cable channels that you pay for.
If you choose (chose) to economize, or to purchase before compatible devices were (are) available on the market, you run the risk of the devices you purchase being incapable of doing what you purchased them to do.
Consumer electronics manufacturers will not warn you about this. They aren't required to, and it doesn't foster their revenues to effectively discourage you from purchasing their less-capable devices (especially when their competitors aren't warning their customers about such limitations).
If you've already purchased your host devices, you have to make do with your past selections, even if they end up being inadequate. Generally, this means augmenting your purchased host device with an external tuner (i.e., a set-top box, or a separate
DVR), which
has the capabilities you need.
I hope this helps.